Products
CMT’s suite of risk, claims, engagement, and video telematics products help you attract more customers, reduce costs, and create a delightful experience for your customers.
DriveWell Risk
DriveWell Risk is a complete telematics and behavioral analytics solution to assess and improve driver behavior.
Benefits & Products:
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Accurate Pricing
Identify the riskiest & safest drivers
Better underwriting
Receive accurate assessment of driver risk to support loss prediction and pricing.
Proven risk factors
Determine premiums with scoring models based on millions of trips and billions of miles.
Lower Losses
encourage safer driving
Actionable insights
Provide drivers frequent and personalized feedback on behaviors they can improve.
Rewards
Incentivize long-term improvements with a turn-key, customizable rewards program.
Customer Loyalty
Retain Safer Drivers
Postitive touchpoints
Create more positive customer interactions with incentives like discounts and rewards.
Engaging apps
Keep your drivers excited with features like Family Sharing, competition, badges, streaks, and more.
DriveWell Risk Products:
Premium Score
Measure driver risk with scoring models based on millions of trips and billions of miles.
DriveWell Fleet
Reduce costs for fleets and commercial insurers with a lightweight driver improvement solution
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Claims Studio
Claims Studio detects car crashes and sends help in near real time, drives digital adoption, and unlocks proactive claims and automation.
Benefits & Products:
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Reduce cycle time
Know a loss occurred in minutes. Proactively contact your customer.
Increase Digital FNOL submissions
Telematics prefill data helps customers complete submissions.
Reduce FNOL call time
More data means less time asking questions.
Reduce first adjust contact calls
With crash data at their fingertips, adjusters can focus on confirming key information.
Settle claims with coverage flags faster
Confirm critical information about the claim with telematics data.
Faster, better liability investigations
Get accurate ground truth data from the crash scene. Know the date, time, location, and severity.
Streamline investigations
Telematics data gives you ground truth data fast. So you can pay the accurate amount sooner.
Quick liability investigations
Use telematics data for better and more timely subrogation.
Faster, more effective triage
Match adjuster experience with claim complexity.
Use the right adjuster for the job
Telematics data helps you triage claims faster. Know with more precision when to call the total loss and injury teams.
Faster, more effective total loss decisions
Know crash severity and point of impact based on year make and model.
22% of claims are total losses
Know if it’s a total loss with confidence. Get the salvage value quickly. Avoid multiple tows. Funnel total losses directly to salvage.
$600 per claim
Save $600 per total loss by reducing advanced charges like storage, secondary tows, and rental days.
Reduce legal & medical run-up costs
Proactively address potential injuries at the time of loss.
Reduce unnecessary attorney representation
Better understand and address customers’ needs fast.
Identify complex claims
Triage complex medical and legal issues to the best handling options.
Faster fraud identification
Know the facts early in the claims process and identify unusual activities.
Faster resolutions
Use telematics data to acceleration resolution and payment to customers.
Claims Studio Products:
Crash Detector
Receive real-time notice of a potential crash to send emergency services.
Claims Reporter
Settle claims faster and more accurately with an unbiased Crash Storyline.
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DriveWell Engage
Create safer drivers and build brand loyalty with proven app engagement.
Benefits & Products:
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Motivate Drivers
Design your app to connect with multiple driver segments
Offer incentives for safe driving
Drivers earn points for safe driving that can be redeemed for gift cards. Touchpoints with drivers are frequent, creating a feedback loop that promotes long-term engagement.
Encourage safe driving for families and teens
The Family Sharing feature provides parents and young drivers with real data to help coach and motivate each other to drive safely.
Retain Drivers
Create meaningful touch points with your customer beyond claims and renewals
Enable friendly competition
Safe driving becomes a team sport with Leaderboards, where drivers can see how their scores rank compared to others on the program.
Improve Drivers
See fewer and less-severe claims across your book of business
Give actionable feedback on driving behavior
Drivers receive an at-a-glance view of their trending driving score, plus star ratings for each trip and risky event.
Celebrate driving improvements
With insights and milestones like Trends, Streaks, and Achievements, drivers can see their behavioral improvements over time.
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DriveScape®
DriveScape® captures video in-vehicle and on the road with its secure dual-camera platform, enabling more comprehensive risk analysis with visual and contextual insights.
Benefits & Products:
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Dual-Camera Dashcam
Captures the whole story with video recording inside and outside the vehicle
Advanced Risk Analytics
DriveScape® is built on CMT’s industry leading telematics platform. It provides advanced risk analytics, the most accurate data, and continuous innovation.
Bookmark Button
Drivers save important moments for later review with a click of a button
Continuous Recording & Risk Identification
Continuous recording and on-device risk identification ensures all events in or outside the cabin are captured and stored for future viewing.
Mobile app
Enables drivers to view and approve their videos right in a smartphone app
Seamless Integration
Video is easy to send and retrieve, so incidents can be reviewed rapidly and drivers can get back on the road.
Web portal
Seamlessly surfaces videos, telematics insights, and reports to business admins
End-to-End Security
State of the art security ensures video is tamper-free, with strict permissions for viewing that protect drivers’ privacy.
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