State Auto has selected Cambridge Mobile Telematics to develop a mobile application for a usage-based insurance program.

Safe drivers are made, not born.

Automobile injuries and crashes — 50 million annually — are a serious worldwide problem. At Cambridge Mobile Telematics (CMT), our mission is to make roads safer around the world by making drivers better. We have developed DriveWell, a complete telematics and behavioral analytics solution, to improve safety for the connected car world. DriveWell provides actionable insights on driver behavior and vehicle dynamics to auto insurers, vehicle fleets, auto makers, wireless carriers, and government agencies, and is being used successfully in a wide range of applications.

DriveWell: A Behavior-Based Program

Our award-winning DriveWell program is a complete telematics and analytics solution for extracting actionable insights on driving behaviors and vehicle dynamics.

Customer Growth

Growing Customer Base

Try-Before-You-Buy attracts new customers with marketing, in-app friending, and social platform integration. Customers report 2x higher rate of growth.

Lower Loss Ratios

Lower Loss Ratios

Personalized scores, continuous feedback, and incentives result in better driving behavior. Customers report 34% fewer crashes and 20% less-severe claims.

Customer Retention

Customer Retention

CMT’s products have received awards for retention and growth from Gartner and Celent. CMT ranked #1 global smartphone telematics provider.

DriveWell Program Components


DriveWell fuses raw data from phone sensors and our optional wireless tag device. Its battery-efficiency and trip recording accuracy are best-in-class.


DriveWell uses machine learning and statistics to accurately infer key metrics about vehicle mileage, road types, speed, acceleration patterns, phone distraction, and collisions.  It processes data from the DriveWell app, the tag, as well as other sources (blackboxes, ODB-II devices, OEM feeds).


DriveWell aggregates processed telematics data and provides driver/passenger classification, vehicle identification, scoring for both vehicle and driver, personalized feedback, and gamification.

White-labeled apps in less than 90 days


CMT's technology further enhances Discovery Insure's leadership position in the growing industry of behavior-based auto insurance, and we look forward to continuing this partnership.

Anton OssipChief Executive Officer, Discovery Insure

I am very pleased to share with CMT this accolade we just received from Celent. Based on the launch of Ajusto Mobile, we have been named their MODEL INSURER WINNER in the innovation and emerging technologies category.

This is something I am proudly sharing with you, our key partner.

Alex VeilleuxVice President, Ajusto Innovation

We continuously strive to offer services and products to our customers that will assist them in being better drivers. Partnering with Cambridge Mobile Telematics brings us closer to achieving this goal by equipping our customers with the latest technologies to increase their safety while driving.

Alexis PantazisExecutive Director, Hellas Direct

At Agero, we specialize in driver safety and roadside assistance services, and are constantly looking for ways to use technology to enhance the user experience and provide peace of mind to customers during stressful accidents. By integrating our Accident Scene Management services with CMT’s powerful innovations in the Internet of Things, smartphone sensing, and data analytics, we are creating an end to end accident solution.

Dave FerrickChief Executive Officer, Agero

We, at EverQuote, chose CMT as a partner because they have great science behind their technology, an excellent engineering team and are open to close collaboration. Together we've created EverDrive, a compelling free social safe-driving app that is helping drivers improve their driving habits all over the US.

Tomas Revesz (CTO) & Andrew Ressler (EVP Consumer Products)EverQuote

CMT's mobile app and technology platform fit with what we wanted to deliver to our customers. Their ability to solve problems rapidly made for a seamless implementation.

Christian LavertySenior Project Manager, Electric Insurance