WARTA Launches Safe Driving Program in Poland with CMT

Warta4U will start by focusing on young drivers
July 3, 2023

Warsaw, Poland & Zagreb, Croatia — WARTA, a leading motor insurer in Poland, and Cambridge Mobile Telematics (CMT), the world’s largest telematics service provider, announced Warta4U, a connected insurance program that offers safe driving discounts. The program will begin by focusing on young drivers, providing them feedback on risk factors like speed, acceleration, braking, cornering, and phone distraction while driving.

“Our partnership with CMT will help us improve customer safety and reduce the number of motor crashes in Poland,” said Jarosław Niemirowski, Vice President of the Management Board of Warta. “Beyond reducing crashes, CMT provides insurers with valuable insights to assess risks more effectively. We firmly believe that usage-based motor insurance is the future, and we plan to expand our offering to other customer groups soon.”

“With new products to help drivers reduce risk, have peace of mind, and lower emissions, telematics adoption across Europe is surging,” said Marijan Mumdziev, Managing Director of Europe. “WARTA’s new program, Warta4U, will help young drivers learn about their risky behaviors and drive safer as a result.”

Connected insurance programs like Warta4U can provide feedback and engage drivers in ways that reduce driving risk. CMT’s research shows that driving feedback like risk scores has reduced braking risk by 15% in just two months. Additional CMT research shows that drivers who open their safe driving app more than three times a week are 65% safer and 57% less distracted. CMT safe driving programs have reduced crash frequency by 24% and fuel consumption by up to 25%.

Warta4U is currently available in four provinces in Poland. It will be available nationwide by the end of the third quarter of this year. The Warta4U app is available to download on the App Store and Google Play exclusively for Warta customers enrolled in the Warta4U program. For more information, please visit the Warta4U website or contact Warta’s customer service.


The WARTA Group offers motor, property, personal, and life insurance of both protection and investment nature. It successfully combines products and services of particular companies. That is why clients receive a full and complementary offer for both individuals and companies. In order to meet the needs and expectations of our clients, WARTA systematically expands its offer with new products.

WARTA S.A. Insurance and Reinsurance Company has operated on the Polish market since 1920. The Company is one of the largest insurance companies in Poland. A very extensive insurance offer, incl. among others motor, property and personal insurance, comprising more than 120 insurance products, provides wide insurance coverage to both individual clients and enterprises. Thanks to numerous options and variants, each client can individually determine the conditions and object of insurance, composing a product tailored to one’s needs.

About Cambridge Mobile Telematics

Cambridge Mobile Telematics (CMT) is the world’s largest telematics service provider. Its mission is to make the world’s roads and drivers safer. The company’s AI-driven platform, DriveWell®, gathers sensor data from millions of IoT devices — including smartphones, proprietary Tags, connected vehicles, dashcams, and third-party devices — and fuses them with contextual data to create a unified view of vehicle and driver behavior. Companies from personal and commercial auto insurance, automotive, rideshare, smart cities, wireless, financial services, and family safety industries use insights from CMT’s platform to power their risk assessment, safety, claims, and driver improvement programs. Headquartered in Cambridge, MA, with offices in Budapest, Chennai, Seattle, Tokyo, and Zagreb, CMT serves millions of people through over 95 programs in 25 countries, including 21 of the top 25 US auto insurers. Learn more at