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New York is 48th State to Approve Cambridge Mobile Telematics’ Insurance Scoring Model

Insurers relying on this model can offer policyholders the best possible pricing based on actual driving behavior
June 14, 2021

Cambridge Mobile Telematics (CMT), the global leader in smartphone telematics, announced its behavior-based premium insurance scoring model has just been approved in New York for personal lines. By adding the Empire State, CMT now has scoring models approved in 48 of 50 U.S. States plus Washington D.C. 

CMT’s solution assesses crash risk based on an individual’s behavior behind the wheel. The telematics-based offering uses highly predictive factors like speeding, hard braking, and phone distraction (both tapping and phone motion) for an unbiased and accurate picture of crash risk. This enables insurers to offer auto insurance to a consumer based on their driving behavior.

Until now this solution was not available to New York’s drivers. 

CMT’s pricing models and regulatory approvals extend into multiple lines of business. The company’s commercial auto Premium Score is approved for use in 45 states, most recently in Virginia. 

“With the addition of New York – the fourth most populous state in the country – CMT’s market-leading technology and Premium Score is now available in 48 states,” says Ryan McMahon, VP of Insurance & Government Affairs at CMT. “Insurers now have the opportunity to offer consumers rates based on how they drive, the most fair and transparent way to price auto insurance. With this approval insurers will be able to leverage CMT’s products to provide significant incentives for safety, making the roads safer for all in the Empire State.”

CMT’s data scientists and actuaries derive telematics data from millions of drivers covering billions of miles. The company continues to see a direct correlation between telematics adoption and improvements both in driving behavior and improvements in road safety.

About CMT
At Cambridge Mobile Telematics, we show up every day to achieve one goal: to make the world’s roads and drivers safer. Founded in 2010 based on MIT research, we are now the world’s largest mobile telematics provider, powering 65 enterprise programs in more than 28 countries. Our technology serves several million drivers a day through our partnerships with leading insurers, rideshares, cellular carriers and car makers. We deliver cutting-edge technology to solve the most important problems facing mobility today and to improve road safety across the world. To learn more, visit

Originally published on, The Business Wire.