Automobile injuries and crashes — 50 million annually — are a serious worldwide problem. At Cambridge Mobile Telematics (CMT), our mission is to make roads safer around the world by making drivers better. We have developed DriveWell, a complete telematics and behavioral analytics solution, to improve safety for the connected car world. DriveWell provides actionable insights on driver behavior and vehicle dynamics to auto insurers, vehicle fleets, auto makers, wireless carriers, and government agencies, and is being used successfully in a wide range of applications.

Founded in 2010 by two MIT professors and experienced entrepreneurs, CMT pioneered telematics for behavior-based insurance (BBI) and deployed the first solution to provide both traditional vehicle-centric UBI and BBI. CMT has a proven record of changing driver behavior: an average reduction of 35% in phone distraction, 20% in hard braking, and 20% in at-risk speeding all within less than 30 days of using the program. With DriveWell, insurers report fast customer growth (e.g., 2x growth rate compared to earlier), lower loss ratios (e.g., 34% lower crash rates, 19% less-severe claims, and 10% lower loss ratio compared to blackboxes), and greater customer retention rates.

We have an outstanding team of experts in mobile sensing and IoT, machine learning, big data analytics, and statistics. We work on several innovative technologies and products that are changing the insurance and connected-vehicle ecosystem:

Accurate inference of vehicle dynamics and driver distraction from mobile device sensors in arbitrary and changing orientations

Best-in-class battery-efficiency combined with best-in-class trip recording accuracy and precision telematics

Powerful behavior feedback and incentives to improve driver safety while increasing user interaction and engagement

Special features for vehicle fleets to optimize fleet utilization, safety, and productivity

Scalable telematics processing engine that is agnostic to data source (smartphones, tags, embedded devices, blackboxes, OEM feeds)

Innovative place-and-go wireless tag device to augment smartphone sensors, providing accurate scoring even when phone is absent

Behavioral analytics that infers “driver” trips and integrates contextual information, to provide calibrated and customizable scoring models and risk assessments based on real-world statistics and crash/claims data

Accurate crash detection and robust crash forensics


PTOLEMUS, Global Telematics Study

CMT ranked #1 Global and North American telematics service provider of smartphone apps.

Celent 2016 Model Insurer Winners

Desjardins’ Ajusto app, developed by CMT, wins Celent’s Innovation and Emerging Technologies award.

2015 Gartner Financial Services Cool Business Awards

The Discovery Insure App+Tag combination, developed by CMT wins the Most Innovative New Digital Product and EMEA Digital Champion categories.